![3643: Trump's Trillion-Dollar Digital Pin](http://images.ctfassets.net/vha3zb1lo47k/2lxKCsQ12iPLz7b3TD1Ua5/13b66ea7daf0b062e78b62dd153c1fbb/ALC-issue-01-30-25.png)
3643: Trump's Trillion-Dollar Digital Pin
Posted January 30, 2025
Chris Campbell
Let me tell you a secret.
Everyone thought Bitcoin won when the SEC repealed SAB-121 on January 24, 2025.
Bitcoiners celebrated like it was 2017 all over again.
The narrative?
"Big banks can now hold Bitcoin without treating it like nuclear waste on their balance sheets."
Good story. There’s a lot of truth to it, too.
Just one thing.
The repeal of SAB-121 isn’t just a nod to Bitcoin—it’s a flashing neon sign saying:
“Institutions, it’s time to tokenize everything.”
And here’s where Trump’s trillion-dollar digital pin comes in: 3643.
If you don’t know what that is, buckle up—because it’s about to change everything.
Let’s back up.
The Banker's “Cryptonite” (Now Gone)
SAB-121 was one of the crypto industry’s biggest financial handcuffs.
Issued in 2022, it forced banks to treat any crypto assets they held for clients as liabilities on their balance sheets.
That’s regulatory suicide.
No bank wanted to touch crypto because it would nuke their financial statements.
So banks stayed away. Crypto remained in the Wild West.
Then, on January 23, 2025, it was repealed. No more treating digital assets like dangerous debt. No more crazy capital requirements.
Suddenly, the biggest names in finance—Goldman, JPMorgan, BlackRock—were given the greenlight.
With SAB-121 gone, banks can now tokenize real-world assets (RWAs) and not get punished for it.
And there’s one standard for that -- among maybe one or two others -- set to dominate.
It’s called ERC-3643
If you’re in crypto, you might have heard of “ERC” tokens.
Put simply, they are different token standards on the Ethereum blockchain.
There’s ERC-20 (for fungible tokens). ERC-721 (for NFTs). And who can forget ERC-1155 (for hybrid tokens).
But ERC-3643 is different.
It’s the first real-world asset tokenization standard with a dual-layer structure. That means:
- You can tokenize a main asset (like a skyscraper).
- Then subdivide it into sub-assets (like individual units or revenue streams).
- Then create programmable financial contracts tied to those assets.
This isn’t just a “cool new token standard.”
It’s the missing piece to turn everything from real estate to government bonds into blockchain assets.
And here’s where Trump comes in.
Trump’s Master Plan
Trump isn’t a crypto guy. He’s a money guy. And what does Trump want? It’s simple.
He wants the dollar system to maintain its dominance in the evolving digital economy.
Enter World Liberty Financial (WLF).
Trump’s team put out a white paper outlining WLF—a decentralized finance (DeFi) system built around stablecoins.
Why stablecoins?
Because the plan isn’t to kill the dollar—it’s to make every tokenized asset run on the dollar.
- Bitcoiners think they won.
- Ethereum maxis think they won.
- But Trump wants to make sure the dollar wins.
As far as I can tell, here’s the master plan:
Every tokenized RWA, from stocks to real estate, will be tied to a dollar-based stablecoin—and the U.S. will retain control over global finance, even in a tokenized world.
This is why the timing of SAB-121 matters.
The Endgame: A Trillion-Dollar Tokenization Wave
Bitcoin will still have its day.
But the real money isn’t in BTC—it’s in tokenizing everything else.
Quick recap:
- SAB-121’s repeal means banks can now hold and work with crypto.
- This paves the way for banks to tokenize real-world assets without compliance nightmares.
- ERC-3643 is the infrastructure for it.
- Trump’s World Liberty Financial helps to ensure it all runs on the dollar
If you thought the 2021 bull run was big, you haven’t seen anything yet.
Because this time, it’s not just crypto bros aping into monkey pictures.
This time? It’s the entire financial system getting rewritten on-chain. And that’s a trillion-dollar pin waiting to pop the old system wide open.
Right now, we’re on the hunt for new opportunities in the RWA space.
As usual…
Early Stage Crypto Investor members will be the FIRST to hear about it.